Fair and affordable unsecured loans

loans by MAL offer loans from £1000-£5000 over terms up to 24 months. Interest rates from 12.5%-40.9%

Representative Example: on an assumed loan amount of £2000 over a 24 month repayment period. Rate of interest 22.4% per annum (fixed). Representative 44.95% APR. Total amount payable is £2,896.08 of which £896.08 is interest, 24 monthly repayments of £120.67.

Reviews

“Very easy to deal with. Professional people who look after you. Very impressed, thank you for the outstanding service.”

I have nothing but praise for the way my application for a Loan was handled. It was professional but with a Human touch. I cannot thank this wonderful company for trusting me with a Loan

The contact was excellent, speedy and very helpful. Their company provided a loan offer when nobody else would, they were there when help was needed. Yours thankfully Mr Kilby

Superb and faultless service. Consummate professionals who went above and beyond to assist. One of the best trusted companies on the market today. Don’t hesitate to use them as a first point of call

We encourage all customers to leave an honest review of their experience with loans by MAL. We strive to provide a 5 star service to all our customers.

Let's talk numbers

Important Note: Late repayments can lead to serious money problems. For debt counselling advice please visit moneyadviceservice.org.uk

Representative Example: on an assumed loan amount of £2,500 over a 24 month repayment period. Rate of interest 24.1% per annum (fixed). Representative 49.6% APR. Total amount payable is £3,705.12 of which £1,205.12 is interest, 24 monthly repayments of £154.38.

*The calculator is for illustrative purposes only. The rate is subject to change and the representative APR may not be the rate you will receive. We will offer you a rate based on our assessment of your personal financial circumstances including your credit score. The maximum APR you could be offered is 92.4%. The APR may vary based on amount borrowed.

QUICK & EASY APPLICATION PROCESS

WITH FAST IN-PRINCIPLE DECISION

Unsecured Loans up to £5,000

Loans by MAL is a direct lender offering unsecured loans from £1,000 to £5,000, over terms of 9 to 36 months.

We lend to a wide range of customers, using a combination of credit file and open banking data to make responsible and personalised lending decisions.

By using Open Banking technology, we can often help customers who are unable to borrow from banks and other lenders.

To check your eligibility and get your personalised loan offer, complete the first two steps of our online application. Doing so won’t impact your credit score.

If you still have questions, why not check out our FAQs.

Why Choose Loans by MAL?

Loans available from 22.0% APR*
Quick approval process
Direct Lender, not a broker
All online - no documents required
Rated 'Excellent' on Trustpilot
37,500 Customers Helped

*Terms & Conditions Apply

Apply today

It’s as easy as 1-2-3 to get your loan.

Unsecured personal loans

loans by MAL offers short term, unsecured loans based on your monthly income.
If you have income from other sources then this may be taken into account too.

You can choose to make your payments over a period up to 24 months to suit your circumstances.