Fair and Affordable Unsecured Loans

Loans by MAL offer loans from £1,000 – £5,000 over terms up to 36 months. APR from 22.0% to 93.8%

Applicants must be aged 21-72, earn at least £1,300 per month, and reside in the UK.

Representative Example: on an assumed loan amount of £2,500 over a 24 month repayment period. Rate of interest 24.1% per annum (fixed). Representative 49.6% APR. Total amount payable is £3,705.12 of which £1,205.12 is interest, 24 monthly repayments of £154.38.

Fair and Affordable Unsecured Loans

Loans by MAL offer loans from £1,000 – £5,000 over terms up to 36 months. APR from 22.0% to 93.8%

Applicants must be aged 21-71, earn at least £1,300 per month, and reside in the UK.

Representative Example: on an assumed loan amount of £2,300 over a 24-month repayment period. Rate of interest 19.6% per annum (fixed). Representative 41.0% APR. Total amount payable is £3,199.44 of which £899.44 is interest, 24 monthly repayments of £133.31.

Reviews

“Very easy to deal with. Professional people who look after you. Very impressed, thank you for the outstanding service.”

I have nothing but praise for the way my application for a Loan was handled. It was professional but with a Human touch. I cannot thank this wonderful company for trusting me with a Loan

The contact was excellent, speedy and very helpful. Their company provided a loan offer when nobody else would, they were there when help was needed. Yours thankfully Mr Kilby

Superb and faultless service. Consummate professionals who went above and beyond to assist. One of the best trusted companies on the market today. Don’t hesitate to use them as a first point of call

We encourage all customers to leave an honest review of their experience with loans by MAL. We strive to provide a 5 star service to all our customers.

QUICK & EASY APPLICATION PROCESS – WITH FAST IN-PRINCIPLE DECISION

Important Note

Late repayments can lead to serious money problems. For debt counselling advice please visit moneyadviceservice.org.uk

Eligibility Criteria

Age

You'll need to be aged between 21 & 71 years old at the time of application.

UK Residency

You must live and work in the UK on a permanent basis.

Income

You'll need to earn a minimum of £1,300 per month after tax from employment, self-employment or pensions.

UK Bank Account

You'll need a UK bank account that supports Open Banking connections.

Why Choose Loans by MAL?

Loans available from 22.0% APR*
Quick approval process
Direct Lender, not a broker
All online - no documents required
Rated 'Excellent' on Trustpilot
37,500 Customers Helped

*Subject to status. Terms & Conditions Apply

Unsecured Loans up to £5,000

Loans by MAL is a direct lender offering unsecured loans from £1,000 to £5,000, over terms of 9 to 36 months.

We lend to a wide range of customers, using a combination of credit file and open banking data to make responsible and personalised lending decisions.

By using Open Banking technology, we can often help customers who are unable to borrow from banks and other lenders.

To check your eligibility and get your personalised loan offer, complete the first two steps of our online application. Doing so won’t impact your credit score.

If you still have questions, why not check out our FAQs.