Fair and affordable unsecured loans

mal offer loans from £1000-£5000 over terms from 9-18 months. Interest rates from 12.5%-39.9%



Let's talk numbers

Important Note: Late repayments can lead to serious money problems. For debt counselling advice please visit moneyadviceservice.org.uk

How much would you like to borrow? £

Maximum borrowing amount = one month of your current income

For how many months?

Your monthly repayments: £168.75

Interest to pay: £225

TOTAL to pay: £2,025

Representative APR

Representative Example

On an assumed loan amount of £1,800 over a 12 month repayment period. Rate of interest 25.9% per annum (fixed). Representative 55.2% APR. Total amount payable is £2,266.20 of which £466.20 is interest, 12 monthly repayments of £188.85.

*The calculator is for illustrative purposes only. The rate is subject to change and the representative APR may not be the rate you will receive. We will offer you a rate based on our assessment of your personal financial circumstances including your credit score. The maximum APR you could be offered is 92%. The APR may vary based on amount borrowed.

Personal, Unsecured Loans

loans by mal offers unsecured loans of up to the value of 1 month’s income. It includes taking into account regular monthly income from any source – not just your salary.

Choose the amount you want to borrow and your preferred repayment term of 9,12 or 18 months. Read our FAQs to answer any questions you have.

Why choose loans by mal?

Apply today

It’s as easy as 1-2-3 to get your loan.

Unsecured personal loans

loans by mal offers short term, unsecured loans based on your monthly income. 
If you have income from other sources then this may be taken into account too. 

You can choose to make your payments over a period of 9, 12 or 18 months to suit your circumstances.

© Monthly Advance Loans Limited. loans by mal is the trading name of Monthly Advance Loans Limited. Authorised and regulated by the Financial Conduct Authority (firm reference 912359). Monthly Advance Loans Limited is a Consumer Credit Lender notified with the Office of the Information Commissioner, registration number ZA553679. Monthly Advance Loans Limited is a private limited company registered in England and Wales (company number 12070468) and has its registered office at 16 High Holborn, Holborn, London WC1V 6BX. Monthly Advance Loans Limited is a consumer credit lender not a broker.

Privacy Policy | Terms & Conditions | Complaints | Covid-19

COVID-19: Please view our Covid-19 help page if you are affected