Terms & Conditions of Site Use

Please read these terms and conditions carefully as they contain important information about your rights and obligations when using this website (the ‘Website’) loansbymal.co.uk is a website operated by Monthly Advance Loans Limited.

We are a company registered in England under company number 12070468 and with our registered office at Bourne Park, Exeter Park Road, Bournemouth BH2 5BD. Our FRN No. is 912359 and our ICO reg. is ZA55367.

Our trading address is Bourne Park, Exeter Park Road, Bournemouth BH2 5BD.

Yes. We regularly test the security of our systems so any data you give us is kept secure.

We try to make sure that the information on our website is always accurate. However, this is not always possible, we will do our best to solve anything that is not accurate as soon as possible but this is not always guaranteed.

Borrowers must make their payments via direct debit from their own bank account and have a valid UK debit card. This could be a Visa Debit, Visa Electron or Debit Mastercard, linked to a Current Account of a UK bank. The loan repayments are collected via direct debit in the first instance, and if unsuccessful, from the debit card using a Continuous Payment Authority (CPA).

We always try to ensure that the website is working at all times. However, we cannot be liable if it is not working properly.

Yes. Occasionally we make changes without letting you know. If necessary we can change or stop anything on our website, which could include features, information or the entire website.

  • Upload unlawful, threatening, obscene or other things that are questionable.
  • Upload anything that could lead to criminal or civil offences including local, national and international practices
  • Break the law using public telecommunications network, disrupt or damage the networks to do with the website or ones linked to ours.
  • Use data gathering tools e.g. Robots to take any of our Website.
  • Send advertising or promotions that are not allowed.
  • Create your own website using our features.
  • Attack and add viruses or spyware etc to our website with the intention of causing harm to it.
  • Try to get in to our server or any database linked to it.
  • Damage or disrupt any part of the website or equipment.

You will be reported to a law enforcement authority and your identity will be given to them.

No – unless we have given our express consent to do so.

Sometimes we offer links to other websites but if you decide to access them that will be entirely at your own risk. You should read that website’s T&Cs and privacy policy before going any further.

You agree that you will compensate, defend and will hold us, and all employees, directors, suppliers and officers, harmless immediately on demand, from and against all claims. This includes losses which could be loss of profit, revenue, goodwill or reputation. These losses could also be costs and expenses, including administrative and legal costs if you breach any of these Terms and Conditions. If this happens any liabilities that arise due to your use of our website or anyone else using our website using your personal information with your permission. This section does not affect your consumer statutory rights.

  • We can change our domain name or anything about our products, services or availability at any time.
  • If any of these Terms and Conditions are said to be invalid, by a competent authority, the rest of the Terms and Conditions will still be valid.
  • All our contracts are concluded and available only in English.
  •  This website is controlled and operated in the United Kingdom.
  • These Terms and Conditions are governed by the laws of England and Wales. You are agreeing to the laws of the courts of England and Wales.